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We hope that this section answers any questions you may have, but should you require additional assistance, please contact us.

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Q. What is Prudent Asset Investment Group?     Top

A. We represent a hybrid between a money market and a mutual fund.  Where money market accounts offer stability of capital with little upside potential and mutual funds offer growth potential but remain risky, PAIG offers secure deposits with an impressive amount of risk-free growth.

Q. How does it work?    Top

A. The fund holds a given amount of cash and securities on any given day.  We calculate new members percentage of the group at market close on the day your deposit arrives at PAIG offices.  Each month on the tenth (or the closest day on which the market is open), the group's assets are tabulated.  Each member receives his or her guaranteed 7% EAR on their deposit, and given a dividend of 50% of the marginal increase in excess of that amount.  We then establish a new baseline asset amount for the group, recalculate members' current percentage of the total, and begin the new month from that point.

Q. May I withdraw funds from my account?    Top

A. Yes, you may withdraw any amount you wish up to the last calculated value of your account, and we will send the funds immediately to your address of record.

Q. Is my money safe?    Top

A. Yes, although we do not yet offer FDIC insurance, your initial deposit and any accrued increases are fully guaranteed by PAIG, and in the event of any unforeseen capital loss, you will receive full reimbursement.  However, remember that even when securities decrease in the short-term, you have lost nothing until you sell them.

Q. If the stock market goes down, will I lose money?    Top

A. No, your initial deposit will always remain secure and will receive a guaranteed 7% EAR regardless of market performance.

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